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Marketing & Mortgage Disclaimer

Effective Date: January 28, 2025

1. General Marketing Disclaimer

i-Realtors.com is a marketing and lead generation platform. We do not operate as a real estate brokerage and do not provide brokerage services.

All real estate agent subscriptions and lead sales are marketing services only and do not guarantee sales, transactions, or specific results. The decision to engage with an RSA (Real Estate Agent) based on a lead received through i-Realtors.com is solely at the discretion of the client.

2. Mortgage Disclaimer ("Get Pre-Approved" Feature)

i-Realtors.com is owned and operated by a licensed Mortgage Loan Originator (MLO) in New Jersey. The “Get Pre-Approved” feature allows buyers to request mortgage pre-approval through our internal mortgage services.

  • Mortgage leads are NOT sold to third-party lenders or brokers.
  • Pre-approval is NOT required to access real estate listings on i-Realtors.com.
  • Submitting a pre-approval request does not result in an automatic approval. By submitting your request, you authorize us to contact you via email, phone, mail, or other communication methods regarding potential mortgage options.
  • Approval is not guaranteed, and all mortgage applications are subject to review based on eligibility criteria and lender requirements.
  • i-Realtors.com does not provide legal, financial, or real estate advice. Any decisions regarding property purchases or mortgage applications should be made in consultation with a qualified professional.

All mortgage-related inquiries are processed by an in-house licensed MLO, **License # [Insert License Number]**.

3. Compliance with RESPA & NJ Laws

i-Realtors.com adheres to the Real Estate Settlement Procedures Act (RESPA) and all applicable New Jersey real estate and privacy laws.

  • We do not engage in referral fees or commission-based payments for mortgage or real estate transactions.
  • We operate independently from real estate brokerages and do not provide any real estate representation.
  • All lead assignments and mortgage-related interactions comply with federal and state regulations.
  • All NMLS IDs provided by mortgage professionals on i-Realtors.com are validated against the official NMLS database to ensure compliance and transparency.

4. Property Listing Disclaimer

i-Realtors.com provides property listings based on the most recent available data; however, we do not guarantee that all listings reflect real-time availability. Real Estate Agents (RSAs) should consult the NMLS portal or directly verify the property's status after obtaining a lead before providing information to the client.

It is up to the client whether they wish to establish a relationship with an RSA to explore additional property options.

4A. Lead Acknowledgment & Reassignment Policy

At i-Realtors.com, we are committed to providing a fast and efficient experience for homebuyers. To maintain high service standards, all Real Estate Agents (RSAs) receiving leads—whether free or paid—must acknowledge and actively engage with the lead within 2.5 working days (60 business hours) from the time of assignment.

  • If an RSA fails to update the lead status within this timeframe, the lead will be automatically reassigned to another agent.
  • Leads that remain in "Prospect" status beyond the allotted time without action will be considered inactive and subject to reassignment.
  • RSAs who lose leads due to inactivity forfeit any exclusivity rights associated with that lead.

Our priority is to ensure fast and responsive service for homebuyers. We encourage all RSAs to engage promptly with leads to maximize their opportunities and maintain exclusivity.

5. No Endorsements or Guarantees

i-Realtors.com does not modify or withhold lead information to favor any participant. The platform serves as a neutral marketplace for leads and does not interfere in the direct relationship between RSAs and their potential clients.

We do not guarantee the quality, expertise, or performance of any RSA or mortgage service provider. It is the client’s responsibility to conduct due diligence before engaging in a professional relationship.

6. Mortgage Calculator Disclaimer

The mortgage calculator provided on i-Realtors.com is designed as a general estimation tool for informational purposes only. While we strive for accuracy, we do not guarantee that the results will reflect actual mortgage terms, rates, or monthly payments. All calculations should be verified with a qualified mortgage professional before making financial decisions.

7. Contact Us

If you have questions or concerns regarding this disclaimer, please contact us:

Email: compliance@i-realtors.com

Address: 624 Mansfield Village, Hackettstown, NJ 07840